Home Loan Calculator Singapore
Use our free Singapore home loan calculator to estimate your monthly repayments. Supports fixed-rate and SORA-floating packages from all major Singapore banks.
· Free · No sign-up required
How to use:① Enter your loan amount using the slider or type directly② Adjust the interest rate to match your bank's offer③ View your monthly repayment and full schedule instantly
Loan Details
Property Price
Purchase Price / ValuationS$1,050,000
S$300,000S$5,000,000
Loan Amount 75% LTV
S$
S$100,000S$3,000,000
Interest Rate (p.a.)
%
1%8%
Loan Tenure25 yrs
5 yr30 yrs
Your Estimate
Monthly Repayment
S$3,835.43
25 years · 300 monthly payments
Principal
S$800,000
Interest
S$350,629
Total RepaymentS$1,150,629.25
Total InterestS$350,629.25
Loan AmountS$800,000
Interest Rate3.10% p.a.
💡
At 3.1% p.a. over 25 years, you pay 44% extra in interest on top of your principal.
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Show this estimate to your bank or mortgage broker. Actual rates may vary based on your credit profile.
✅
Monthly repayment S$3,835.43 must be within 55% TDSR limit of your gross income (MAS rule).
About Home Loan Calculator Singapore
A home loan in Singapore is a secured loan used to finance the purchase of private residential property, including condominiums, landed properties, and executive condominiums (EC). Singapore banks including DBS, OCBC, UOB, Maybank, Standard Chartered, Citibank, and HSBC offer both fixed-rate and floating-rate (SORA-pegged) home loan packages.
Before you apply: Check your TDSR → and your max budget →
Home Loan Calculator Singapore — Frequently Asked Questions
Common questions about home loan calculator singapore in Singapore.