Mortgage Loan Calculator Singapore
Calculate your full mortgage repayment schedule in Singapore. Compare SORA-pegged and fixed-rate mortgage packages with our free mortgage loan calculator.
· Free · No sign-up required
How to use:① Enter your loan amount using the slider or type directly② Adjust the interest rate to match your bank's offer③ View your monthly repayment and full schedule instantly
Loan Details
Property Price
Purchase Price / ValuationS$1,600,000
S$300,000S$8,000,000
Loan Amount 75% LTV
S$
S$100,000S$5,000,000
Interest Rate (p.a.)
%
1%8%
Loan Tenure30 yrs
5 yr35 yrs
Your Estimate
Monthly Repayment
S$5,591.49
30 years · 360 monthly payments
Principal
S$1,200,000
Interest
S$812,936
Total RepaymentS$2,012,935.76
Total InterestS$812,935.76
Loan AmountS$1,200,000
Interest Rate3.80% p.a.
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At 3.8% p.a. over 30 years, you pay 68% extra in interest on top of your principal.
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Show this estimate to your bank or mortgage broker. Actual rates may vary based on your credit profile.
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Monthly repayment S$5,591.49 must be within 55% TDSR limit of your gross income (MAS rule).
About Mortgage Loan Calculator Singapore
Mortgage loans in Singapore are property-secured loans for purchasing residential or commercial real estate. Since 2021, all bank mortgage rates are pegged to SORA (Singapore Overnight Rate Average) following the industry-wide transition from SIBOR. Fixed-rate packages offer certainty while SORA packages may offer lower rates.
Before you apply: Check your TDSR → and your max budget →
Mortgage Loan Calculator Singapore — Frequently Asked Questions
Common questions about mortgage loan calculator singapore in Singapore.