Disclaimer

Last updated: 24 April 2026

Not Financial Advice

The information and calculators provided on LoanCalculatorSingapore.com are for general informational and educational purposes only. Nothing on this website constitutes financial advice, investment advice, legal advice, or any other professional advice. You should not rely on any information on this site as a substitute for professional financial advice.

Calculator Accuracy

While we strive to ensure the accuracy of our loan calculators and rate information, we make no warranties or representations as to the accuracy, completeness, or currentness of any information on this site. Interest rates, loan terms, and regulatory requirements change frequently. The figures shown by our calculators are estimates only. Actual loan repayments offered by banks may differ.

No Endorsement of Financial Products

References to specific banks (DBS, OCBC, UOB, Maybank, Standard Chartered, Citibank, HSBC) and their interest rates are for informational comparison purposes only. LoanCalculatorSingapore.com does not endorse, recommend, or have any commercial relationship with any bank or financial institution mentioned on this site.

MAS Regulations

Regulatory information (TDSR, LTV limits, MSR, OMV-based car loan limits) is sourced from publicly available MAS guidelines. Regulations may change. Always verify current MAS requirements directly on the MAS website (mas.gov.sg) or through a licensed financial adviser before making financial commitments.

Licensed Financial Adviser

LoanCalculatorSingapore.com is not a licensed financial adviser under the Financial Advisers Act (Cap. 110) of Singapore. We do not provide personalised financial product recommendations. For advice specific to your financial situation, consult a MAS-licensed financial adviser or mortgage broker.

Limitation of Liability

To the fullest extent permitted by applicable law, LoanCalculatorSingapore.com shall not be liable for any loss or damage arising from your use of or reliance on the information or calculators on this website. This includes direct, indirect, incidental, consequential, or punitive damages.