Commercial Property Loan Calculator Singapore
Calculate monthly repayments for commercial property loans in Singapore, including shophouses, offices, industrial, and retail units.
· Free · No sign-up required
How to use:① Enter your loan amount using the slider or type directly② Adjust the interest rate to match your bank's offer③ View your monthly repayment and full schedule instantly
Loan Details
Commercial Loan Amount
S$
S$100,000S$10,000,000
Interest Rate (p.a.)
%
1%8%
Loan Tenure25 yrs
5 yr30 yrs
Your Estimate
Monthly Repayment
S$8,337.49
25 years · 300 monthly payments
Principal
S$1,500,000
Interest
S$1,001,246
Total RepaymentS$2,501,246.15
Total InterestS$1,001,246.15
Loan AmountS$1,500,000
Interest Rate4.50% p.a.
💡
At 4.5% p.a. over 25 years, you pay 67% extra in interest on top of your principal.
📋
Show this estimate to your bank or mortgage broker. Actual rates may vary based on your credit profile.
✅
Monthly repayment S$8,337.49 must be within 55% TDSR limit of your gross income (MAS rule).
About Commercial Property Loan Calculator Singapore
Commercial property loans in Singapore finance the purchase of non-residential properties including shophouses, office units, industrial properties (B1, B2), retail spaces, and HDB commercial properties. Unlike residential loans, commercial property loans are not subject to TDSR but banks apply their own debt service coverage ratio (DSCR) tests.
Before you apply: Check your TDSR → and your max budget →
Commercial Property Loan Calculator Singapore — Frequently Asked Questions
Common questions about commercial property loan calculator singapore in Singapore.