Stamp Duty Calculator Singapore

BSD is calculated on a tiered basis: 1% on the first S$180,000, 2% on the next S$180,000, 3% on the next S$640,000, 4% on the next S$500,000, 5% on the next S$1.5M, and 6% on amounts exceeding S$3M. BSD applies to all property purchases regardless of nationality.

ABSD is an additional stamp duty imposed on top of BSD, introduced to cool the property market. Rates on or after 27 Apr 2023: Singapore Citizens pay 0% on a 1st property, 20% on a 2nd and 30% on a 3rd or subsequent. Singapore PRs pay 5% on a 1st, 30% on a 2nd and 35% on a 3rd or subsequent. Foreigners pay 60%. Entities and trustees pay 65%.

Yes. BSD applies to all HDB flat purchases (BTO and resale). However, Singapore Citizens purchasing their first HDB flat pay 0% ABSD. PRs purchasing their first property pay 5% ABSD even for HDB flats.

Stamp duty must be paid within 14 days of signing the Sale & Purchase Agreement (for private properties) or within 14 days of accepting the Option to Purchase (OTP). Late payment incurs penalties.

Yes. Married couples where at least one party is a Singapore Citizen can apply for ABSD remission on a second property, provided they sell their first property within 6 months of purchasing the second. The ABSD is paid upfront and refunded upon disposal of the first property.

SSD applies when you sell a residential property within the holding period after acquiring it. For property acquired on or after 4 Jul 2025 the holding period is 4 years, at 16% in the 1st year, 12% in the 2nd, 8% in the 3rd and 4% in the 4th. For property acquired between 11 Mar 2017 and 3 Jul 2025 the older 3-year table still applies at 12%, 8% and 4%. Which table applies is set by when you acquired the property, not when you sell. HDB flats sold after the 5-year Minimum Occupation Period fall outside the window.