Education Loan Calculator Singapore
Plan your student loan repayments for Singapore universities and overseas studies. Compare bank education loan rates for NUS, NTU, SMU and more.
· Free · No sign-up required
How to use:① Enter your loan amount using the slider or type directly② Adjust the interest rate to match your bank's offer③ View your monthly repayment and full schedule instantly
Loan Details
Education Loan Amount
S$
S$5,000S$150,000
Interest Rate (p.a.)
%
1%8%
Loan Tenure8 yrs
1 yr10 yrs
Your Estimate
Monthly Repayment
S$434.81
8 years · 96 monthly payments
Principal
S$35,000
Interest
S$6,742
Total RepaymentS$41,742.07
Total InterestS$6,742.07
Loan AmountS$35,000
Interest Rate4.50% p.a.
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At 4.5% p.a. over 8 years, you pay 19% extra in interest on top of your principal.
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Show this estimate to your bank or mortgage broker. Actual rates may vary based on your credit profile.
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Monthly repayment S$434.81 must be within 55% TDSR limit of your gross income (MAS rule).
About Education Loan Calculator Singapore
Education loans (study loans) in Singapore help students finance tuition fees and living expenses for local and overseas universities. MOE-subsidized loans like the Tuition Fee Loan (TFL) and Study Loan offer lower rates for eligible Singapore citizens. Bank education loans from DBS, OCBC, and Maybank cover private institutions.
Before you apply: Check your TDSR → and your max budget →
Education Loan Calculator Singapore — Frequently Asked Questions
Common questions about education loan calculator singapore in Singapore.